Florida residents struggling with debt often consider Chapter 7 bankruptcy as an option for wiping their financial slates clean and rebuilding their credit. There are some qualifying criteria, however, that you must meet to file for this type of debt relief. Learning...
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Facing drunk driving charges after St. Patrick’s Day? Get help
St. Patrick’s Day is the one day of the year where “everybody’s Irish.” Americans of all heritages love to celebrate St. Patrick’s Day with parades, parties and -- of course -- green beer. In anticipation of the annual revelry, you can generally expect patrol cars to...
A bankruptcy can help you get your finances back on track
Living in difficult financial circumstances is mentally draining. It is frustrating to have to try to maneuver your finances in a way that allows you to pay your bills without getting late charges or fees when there isn’t enough money to go around. The truth is that...
Are you too old for bankruptcy?
You’ve had some financial ups and downs in your life, but you never dreamed that you’d be sitting on a mountain of debt and hounded by debt collectors in your golden years. Can you even file for bankruptcy after you hit retirement age? Absolutely. Here’s what to...
What constitutes exempt versus nonexempt property in a bankruptcy?
When debts become overwhelming, most people know that bankruptcy is an option. Yet, many filers worry about having to sell off their assets as part of the Chapter 7 bankruptcy process. You should know that the court deems some property as either exempt and nonexempt....
Should you consider a plea deal?
You've been charged with a serious offense, but the prosecutor is offering a plea deal. Should you take it? Maybe. What's the value of a plea deal? Essentially, the main benefits of a plea deal include the fact that they eliminate uncertainty and can result in a lower...
Should you file bankruptcy before or after the holiday season?
Financial problems can put a big damper on your holiday season -- but you may not be ready to file for bankruptcy just yet. Maybe you haven’t decided that bankruptcy is the best option, or maybe you simply can’t bear the thought of dealing with all that paperwork and...
Is a Chapter 7 bankruptcy right for you?
Debt can have a severe impact on your mental health. A good night’s sleep may have become a thing of the past, as your mind spins, wondering how you will escape from the situation you are in. You may be afraid to pick up the phone or answer the door in case of debt...