When debts become overwhelming, most people know that bankruptcy is an option. Yet, many filers worry about having to sell off their assets as part of the Chapter 7 bankruptcy process. You should know that the court deems some property as either exempt and nonexempt....
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Should you consider a plea deal?
You've been charged with a serious offense, but the prosecutor is offering a plea deal. Should you take it? Maybe. What's the value of a plea deal? Essentially, the main benefits of a plea deal include the fact that they eliminate uncertainty and can result in a lower...
Should you file bankruptcy before or after the holiday season?
Financial problems can put a big damper on your holiday season -- but you may not be ready to file for bankruptcy just yet. Maybe you haven’t decided that bankruptcy is the best option, or maybe you simply can’t bear the thought of dealing with all that paperwork and...
Is a Chapter 7 bankruptcy right for you?
Debt can have a severe impact on your mental health. A good night’s sleep may have become a thing of the past, as your mind spins, wondering how you will escape from the situation you are in. You may be afraid to pick up the phone or answer the door in case of debt...